Core calculator
Net Worth Calculator
Add assets and liabilities to estimate your current net worth in one clean number.
Common questions
About this calculator
Should I include my home in net worth?
Yes, if you also include the remaining mortgage balance. For planning, it is helpful to track both total net worth and investable assets separately.
How should I value my property for net worth?
Use a realistic sale-price estimate (for example a recent offer price). Pair this with the current outstanding property loan so equity is calculated correctly.
How often should I update my net worth?
Monthly is usually enough. It captures account changes without turning long-term planning into daily noise.
How it works
Assets include liquid cash, investments, real estate, vehicles, valuables, and any other owned balances.
Property equity is shown separately as real estate value minus the related mortgage.
Liabilities include credit cards, loans, mortgage balances, and other debt.
Net worth equals total assets minus total liabilities.
Educational planning estimate. It does not replace an official calculation or individualized financial, tax, or legal advice.
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